Highly qualified financial coaches deliver all 1-1 financial coaching sessions

My Money Circle financial coaches are trained professionals who meet ASIC's legislated professional
requirements for financial advisers, have years of experience, and adhere to the highest ethical standards.

Learn More

70% of employees want to talk to a financial coach about their finances.

1-to-1 financial coaching offers personalised guidance tailored to everyone's needs and circumstances.

Most people already have or have access to all the information they need. They need help with making sense of it and creating an action plan tailored to their needs.  

Coaching can provide expert support, tailored to the individual, across all life stages and all topics at the exact right time it's needed

  • Developing better financial habits and ensuring greater security
  • Maximising your salary and leveraging pay increases
  • Effective debt management and alleviating financial stress
  • Strategic retirement planning suitable for all ages
  • Navigating homeownership and mortgage management
  • Supporting loved ones and planning for a family
  • Extracting maximum value from employee benefits
  • Guidance for those helping elderly parents navigate their retirement needs

We're building Australia's largest and most diverse
community of licensed financial coaches, which will allow
us to support both large and small organisations.

We take our mission to deliver the very best 1-to-1 support for all your employees seriously

Our Commitment
01

Licensed & Regulated

My Money Circle is licensed under Australian Financial Services Law. This means we take direct and full legal responsibility for the guidance and advice provided to your team.

02

Confidentiality & Privacy Focused

We are an independent provider and our 1:1 financial coaching sessions are confidential. We do not sell employee data, and any information shared with our coaches is treated in accordance with privacy laws. 

03

Independent

Our financial coaches are impartial financial experts, with no products or services to sell and no referral commissions paid.

04

Highly Trained & Qualified Team

All our coaches have met the professional standards set by ASIC for providing financial advice, ensuring high-quality guidance.

Frequently Asked Questions

Financial coaching is personalised guidance that helps individuals manage their finances, set goals, and make informed decisions. It involves one-on-one support from experts who tailor advice to each person's unique financial situation and objectives.

No, financial coaching is not the same as financial advice, especially in the context of Australian law. Here are the key differences:

  • Financial Coaching: Financial coaching educates and empowers individuals to manage their finances effectively. It involves helping clients set financial goals, develop budgets, improve financial habits, and understand financial concepts. Coaches provide general guidance and support but do not recommend specific financial products or make investment decisions.
  • Financial Advice: Financial advice is regulated under Australian law and involves providing personalised financial product and service recommendations. Financial advisers must hold an Australian Financial Services (AFS) license and adhere to strict regulatory standards, including providing a Statement of Advice (SOA) for personalised recommendations. Advisers can recommend specific investments, insurance, superannuation, and other financial products tailored to clients' needs and circumstances.

My Money Circle holds an AFS license, and its coaches are qualified as financial advisers; however, we do not provide personal financial advice or product and service recommendations.

Yes, however, our financial coaches will not provide AFS-regulated 'financial advice' to your employees. For example, they will never recommend specific investment products or funds to your employees. Instead, they will offer impartial guidance and education, helping employees understand the pros and cons of different options to make more informed decisions.

Discover why My Money Circle's financial coaches are the leading choice for employees 

Get in Touch